How Small Businesses Can Avoid Insurance Mistakes
Posted: August 19, 2022
It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....
What Not to Store in Your Basement
Posted: August 10, 2022
Basements are often treated like one giant junk drawer (hey, no judgment here). But many have also evolved to offer a below-ground hideaway for entertainment or playrooms, home offices and more. Regardless of what you use your lower level for, remember, there are still some things you should avoid storing down there. But when it’s unavoidable, a little preparation and forethought (like having the right...
How To Control Workers' Compensation Costs
Posted: August 5, 2022
Workers' compensation has become a major contributing factor to the cost of business insurance. Premiums are high for many types of businesses, and the additional costs associated with employee injuries can be staggering. However, business owners are not as helpless as they may feel in controlling the cost of workers' compensation insurance. Our knowledgeable agency is available to assist with loss control in several different...
The Ultimate Backyard Safety Checklist
Posted: July 28, 2022
Trampolines Trampolines can get kids and adults of all ages jumping for joy. But backyard trampoline injuries result in more than 100,000 emergency room visits a year, according to the Consumer Product Safety Commission — making them a leading cause of backyard injuries. Here are a few tips to improve trampoline safety. Start each year by regularly checking the condition of your trampoline fabric and springs....
Commercial Insurance: Protection Against Lawsuits
Posted: July 27, 2022
If an unexpected accident takes place at your facility or office, or a lawsuit related to a product or service is filed against your business, the general liability insurance you have in place should cover your losses, including the legal costs involved in defending against it. A general business insurance policy should cover you against injury lawsuits, false or misleading advertising lawsuits, accusations of slander,...