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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Commonly Overlooked Types of Business Insurance

Commonly Overlooked Types of Business Insurance

You already have business insurance, but have you overlooked a situation that could put your business at risk? We offer a list of the most overlooked types of business insurance, as well as a brief explanation of each type. Employment Practices Liability Insurance (EPLI): This insurance protects against claims filed against your business by an employee, such as wrongful termination, harassment, discrimination, and others. When...

Ask Your Insurance Agent These 7 Savvy Questions Before You Turn 45

Ask Your Insurance Agent These 7 Savvy Questions Before You Turn 45

Questions To Ask an Insurance Agent When You’re In Your 40’s 1. What is guaranteed replacement cost? Losing your home to a fire or other catastrophe is a terrible experience. Yet, it can get even worse if, in the aftermath, you learn that you don’t have enough coverage to rebuild your house back to the way it was before tragedy struck – or increased costs...

Nest Full? 6 Things to Discuss Now With Your Insurance Agent

Nest Full? 6 Things to Discuss Now With Your Insurance Agent

Questions to Ask an Insurance Agent in Your 40’s and 50’s 1. We’re on a collision course with college tuition and expenses. What can we do to ease the pain? No doubt, expenses can be tight when you’re parenting teens and a “send money” request is just a push notification away. It pays to find ways to reduce costs any way you can. Your ERIE...

Q&A: Does My Insurance Cover Tornado Damage?

Q&A: Does My Insurance Cover Tornado Damage?

Q: Is my home covered if a tornado strikes? A: Tornado damage typically falls into two categories: wind damage and water damage. Wind Damage Most standard homeowners insurance policies will cover wind damage caused by a tornado, since wind is considered a covered peril. That means wind damage to your roof, windows, and siding will generally be taken care of by your insurance company. (Learn...

6 DIY Projects for the Whole Family

6 DIY Projects for the Whole Family

If you’re a homeowner, chances are you have plenty of home improvement projects on your to-do list. Before you tackle your next DIY project, consider making it a family affair. Getting your children involved can help you create memories together while teaching them important new skills along the way. So change into some old clothes and grab your tools. Here are six family-friendly DIY projects...